John Silva has been in the insurance business for 14 years with 10 years at Farmer’s Insurance and close to four on his own with The Silva Insurance Agency. Silva saw a need for clients to have an advocate who understands the insurance business while being able to shop multiple carriers for the best policy and fairest price.
“Insurance is not a commodity, said Silva. “Everyone’s situation is different. It takes experience to know which carriers might be best for those folks and then go out to shop each of those carriers differently. Insurance is part science and part art. You need somebody with experience.”
That experience has paid off with Silva enjoying a diverse client base. Sixty percent of his business comes from the personal side, such as auto and homeowners, and 40 percent from the commercial side.
One of those commercial clients is Hannah Ulbrich. “John understands insurance in a way that I don’t,” said Ulbrich, owner of Copper Door Coffee Roasters located in Lowry, and The Yard (900 W. 1st Avenue) in Denver. He makes sure that I am always on track and covered the way I need to be.” Silva is an independent insurance agent and he is able to offer his clients access to more than 30 top quality insurance carriers including Liberty Mutual and Travelers. He uses those carriers, along with his experience and expertise, to provide clients with their best weapon for saving money which is choice.
Silva’s focus is on building long-term relationships with his clients. By shopping insurance for his clients, he ensures that they are getting the best coverage at the lowest possible price. And, he does that every year, not just at policy inception. “Every time their policy renews, we go out to 5 or 10 different companies and shop the rates,” said Silva. “If they’re still in the best spot for them, we will keep everything as is.”
Silva hopes to build more of these long-term relationships by recently joining the Greater Glendale Chamber of Commerce. “The way I learned about the Glendale Chamber was from the Chronicle that is mailed to my house,” said Silva. “I joined the Chamber to expand my circle and build more relationships. Every event that I’ve been to I’ve liked. People are approachable and very friendly.”
Silva’s experience in the insurance industry can make an otherwise complicated menu of options, simpler to understand. “The thing I find the most often is not that they get into plans they don’t need but that they get into plans that don’t give them the protection they expect,” said Silva.
Silva focuses on protection and price, which most people know are vitally important when shopping for insurance. “My first job is to protect what’s important to you,” said Silva. “My second job is to do it at a price that works for you. The fairest price we can find.”
Silva is a Colorado native who enjoys playing tennis, running, and reading in his spare time. Silva has been married for 18 years and lives in Washington Park. For more information about The Silva Insurance Agency, visit www.silvainsuranceadvantage.com or call John Silva at 303-332-8803.